hero_hcr_008

One-on-One Decision Making Assistance

American Fidelity has 50 years of experience delivering and administering employee benefits.  We offer an expansive suite of services and products to help you address the new challenges Health Care Reform has created for employers and employees. We’re happy to help our customer groups with any of the following:

Explore Your Responsibilities and Choices

We can go through our Employer Health Care Reform Responsibilities and Choices Book to help guide you through the responsibilities you may want to consider when making decisions about what to do with your health plan(s) and discuss which choices may be most effective for your organization going forward.

Deep Dive

Together we can take a closer look at specific Health Care Reform provisions:

  • Our Responsibilities and Choices Guide includes a workbook, which we can go through with you to help you determine whether certain Health Care Reform provisions may affect your plans or organization.
  • We have two sets of Health Care Reform calculators to help you assess the impact of the Free Rider Penalty, and Cadillac Tax requirements. We provide online calculators to help you estimate which employees may trigger a payment under those provisions. In addition, we have calculators we can use with you to help you perform a more sophisticated analysis and develop solutions to mitigate your risk of triggering a payment.

Planning for Implementation

When you’re ready to plan for implementation, we can help make recommendations on plan design, communication strategies for a smooth employee transition, and some options for plan compliance. No matter which path you pick, American Fidelity can help you get there!

    American Fidelity Assurance Company does not provide tax or legal advice.

    ESB-864(0411)

    Next Steps

    Sign up for Updates

    VIP Notification Service

    We provide a VIP Notification Service to keep you informed as new Health Care Reform rules are issued.
    Click here to sign up.

    You’re Not Alone

    We understand that these new requirements come at a time of strained budgets. 
    Learn how our services and products can help.

    Health Care Reform Timeline

    What’s Due – And When? A simple timeline breaks down the new rules for you! Learn More

    Time Line

    Quick Access

    • Your Account

      View your policies, download forms and check the status of your claims - all in one spot!

    • Claim & Flex Forms

      1Select the forms you need:

      Flex Benefits
      Accident Benefits
      Cancer Benefits
      Critical Illness
      Disability Benefits
      Hospital Indemnity
      Life Benefits
      Medical (GAP)
      HRA Benefits

      2Select your state & industry:

    • Check Claim Status
    • FAQs

      Please select a category or type your question in the box below.

      Keyword Search
      All FAQs