Health Care Reform

Health Care Reform Calculators

Many employers report concerns about the rising cost of health care over the next several years.  Others are looking for a way to estimate how certain requirements may impact their plans long term – which in turn could impact the employer’s decisions about what kind of plan(s) to sponsor going forward.

Our Health Care Reform calculators are designed to help employers perform high level estimates about the impact of certain factors on their plans.  The interpretations of the rules on which the calculators are based takes into account our understanding of the Health Care Reform law often in the absence of regulatory guidance. Other interpretations may be equally valid. In other words, these calculators are not meant to provide all of the information an employer will need to comply with these requirements. Rather, they provide a practical starting point for employers to assess how their current plans may be impacted by Health Care Reform.

Links to Calculators

Cadillac Tax Calculator
Estimate the impact of the Cadillac Tax on your major medical plan.
Cadillac Tax Calculator
Free Rider Penalty
Determine employee salary levels that may be impacted by the Free Rider Penalty.
Free Rider Penalty and/or Free Choice Vouchers

American Fidelity Assurance Company does not provide tax or legal advice.

ESB-858(0813)

Next Steps

Sign up for Updates

VIP Notification Service

We provide a VIP Notification Service to keep you informed as new Health Care Reform rules are issued.
Click here to sign up.

What do you do with your health plan now?

You have choices – we can help you navigate through them.

Learn More

You’re Not Alone

We understand that these new requirements come at a time of strained budgets. 
Learn how our services and products can help.

Quick Access

  • Your Account

    View your policies, download forms and check the status of your claims - all in one spot!

  • Claim & Flex Forms

    1Select the forms you need:

    Flex Benefits
    Accident Benefits
    Cancer Benefits
    Critical Illness
    Disability Benefits
    Hospital Indemnity
    Life Benefits
    Medical (GAP)
    HRA Benefits

    2Select your state & industry:

  • Check Claim Status
  • FAQs

    Please select a category or type your question in the box below.

    Keyword Search
    All FAQs