Hospital Indemnity Insurance
Help your employees think about providing protection for their family in the event of an unexpected inpatient confinement. Limited Benefit Hospital Indemnity Insurance pays benefits directly to the employee while he or she is in the hospital and unable to work. Payments can be used at their discretion to pay for living expenses as well as out-of-pocket healthcare costs.
• Benefit payments are made directly to employee
• Three different plans available, with varying premium amounts
• Inpatient hospital admission, inpatient confinement, and ambulance benefits are included
• Optional outpatient benefit rider for surgical and anesthesia, medical imaging, emergency room care and more
This product may contain limitations, exclusions and waiting periods. This product is inappropriate for people who are eligible for Medicaid coverage. This product may not be available in all states. Consult state specific policy for complete details. HI-04 (Series)