American Fidelity offers 403(b) annuities to members of the education community. The advantage of a tax-deferred annuity is that your taxable income is reduced by the amount you contribute into the program; you pay federal income tax only on the remaining portion!

Payments plus interest earnings accumulate in your account until you retire and begin receiving payments. Tax law permits you to withdraw contributions under certain circumstances outside of retirement, but there are restrictions. Click here to view withdrawal restrictions.

• Tax-Deferred Growth – No annual taxation on earnings as your money grows.
• Competitive interest rate - Our fixed annuity earns a competitive interest rate. Click here for more information.
• Account Statements – Sent periodically to report current account value.
• Flexible – Start, stop, increase, or decrease your contributions as allowed by your employer’s plan.
• Loan Provision – 403(b) plan loans may be available, if allowed by the employer’s plan. If guidelines are followed carefully you will avoid both the income tax and any penalty on loan amounts.
• Investment Options - American Fidelity offers both fixed and variable annuities.

Contact American Fidelity about this product:

If you would like to contact American Fidelity about their 403(b) products or to inquire about current rates, please identify your industry or profession below and click the “Next” button to continue.                    Myself through my Employer   My Business    I am an Agent

The information contained on this and other product pages generally highlight the important features of the particular American Fidelity product listed, and does not constitute a statement of contract, nor a complete description of the conditions, benefits, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us. (FPDA and FVA Series)